[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/blinsuranceadvisors.com\/2021\/05\/08\/teen-driving-how-to-keep-your-new-driver-safe\/#BlogPosting","mainEntityOfPage":"https:\/\/blinsuranceadvisors.com\/2021\/05\/08\/teen-driving-how-to-keep-your-new-driver-safe\/","headline":"Teen Driving: How to Keep Your New Driver Safe","name":"Teen Driving: How to Keep Your New Driver Safe","description":"At Blue Lion Insurance Advisors, in Red Bank, New Jersey,we are keenly aware of the risks young drivers face, as well as the worries that keep their parents up at night. As Auto Insurance advisors, we take our role relative to teen safety very seriously. Because we are not affiliated with any particular insurance company,...","datePublished":"2021-05-08","dateModified":"2025-08-08","author":{"@type":"Person","@id":"https:\/\/blinsuranceadvisors.com\/author\/elio\/#Person","name":"Elio Vecchiarelli","url":"https:\/\/blinsuranceadvisors.com\/author\/elio\/","identifier":6,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/15c35da080c419503e03feba5465f40e1c34461e8828c512527e237a9019be5b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/15c35da080c419503e03feba5465f40e1c34461e8828c512527e237a9019be5b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Blue Lion Insurance Advisors","logo":{"@type":"ImageObject","@id":"https:\/\/blinsuranceadvisors.com\/wp-content\/uploads\/2020\/04\/blue-lion-logo.png","url":"https:\/\/blinsuranceadvisors.com\/wp-content\/uploads\/2020\/04\/blue-lion-logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/blinsuranceadvisors.com\/wp-content\/uploads\/2021\/07\/teen-driving-how-to-keep-your-new-driver-safe.jpg","url":"https:\/\/blinsuranceadvisors.com\/wp-content\/uploads\/2021\/07\/teen-driving-how-to-keep-your-new-driver-safe.jpg","height":836,"width":1254},"url":"https:\/\/blinsuranceadvisors.com\/2021\/05\/08\/teen-driving-how-to-keep-your-new-driver-safe\/","about":["Auto Insurance"],"wordCount":803,"articleBody":"At Blue Lion Insurance Advisors, in Red Bank, New Jersey,we are keenly aware of the risks young drivers face, as well as the worries that keep their parents up at night. As Auto Insurance advisors, we take our role relative to teen safety very seriously.Because we are not affiliated with any particular insurance company, we are able to scrutinize all available policies and offer the best possible protection at the lowest price. We also encourage all of our clients to be proactive in taking precautions to keep their teenagers safe. Call us at (732) 649-1600 or contact us online to be informed about a variety of actions you can take to keep your teens protected during their formative years.The Frightening Facts of Teenage DrivingThough disturbing to read, the following information, compiled by the NHTSA, is essential for teenagers and their parents to know:\u00a0Teen drivers (16-19) are three times as likely as drivers aged 20+ to be in a fatal crashTeens are at highest risk of being in a car crash during their first 2 years of drivingHalf of all teens will be involved in a car crash before graduating from high schoolDialing a phone while driving increases the risk of crashing by 6 timesTexting while driving increases the risk of collision by 23 timesFatality risk for teen drivers increases by 44 percent with one peer passenger, doubles with two passengers and quadruples with threeAs you would expect, factors contributing to increased teen driving risks are inexperience, immaturity, susceptibility to peer pressure, and heightened impulsivity. So what is a conscientious parent to do?Preventive Measures Parents and Their Teens Can TakeSpending as much time as we do on risk assessment and risk management at Blue Lion Insurance Advisors, our Auto Insurance advisors are always up-to-date on measures proven to protect teens as they take on the responsibilities inherent in driving.Fortunately, recent decades have seen improvements not only in car safety (seatbelts, airbags, warning signals of various types) but in an increased emphasis on protecting teen drivers from their own worst instincts. Now, all 50 states have a 3-stage graduated driving licensing system (GDL) that is designed to limit high-risk driving for new drivers. In addition, organizations like MADD (Mothers Against Drunk Driving) and various public agencies have run successful public relations campaigns that have sharply decreased drunk driving among teens.GDL Has Been Shown to Decrease Your Teen\u2019s Crash Risk by as Much as 50 Percent.Using the graduated driving licensing system helps teens move step by step through the process of increased driving responsibility and privileges as follows:Learner Stage: supervised driving, culminating in a driving testIntermediate Stage: limited unsupervised driving in high-risk situationsFull Privilege Stage: a standard driver’s licenseUntil teens are in possession of full driving privileges, they will have to follow restrictions concerning:\u00a0Hours during which driving is permittedWhether peers are permitted as passengersWhether phone calls (even hands-free) may be made while drivingMandatory GDL decals on both license platesInability to plea bargain any offense during the probationary periodsContact one of the knowledgeable professionals at Blue Lion Insurance Advisors to find out all of the specifics of the GDL system and to find the right Auto Insurance for your family and your teen. We all know that even with the safest teen at the wheel, accidents do happen and it’s imperative to have the comprehensive coverage you may need for property damage and\/or personal injury.Parental Guidance Is ImportantEven, or maybe especially, during adolescence when your child may seem to be bent on disagreeing with you and engaging in rebellious behavior, psychologists report that parental views still carry significant weight for their teens.\u00a0This means that talking to your teen about the dangers of drug and alcohol use, both in terms of their safety and in terms of legal consequences, is time well spent. It is important that your youngster understand that New Jersey has zero tolerance for those under 21 driving with alcohol in their systems. The blood alcohol content acceptable for teens is not under .08 as it is for adults — it is absolute zero.What You Do Speaks Louder Than What You SayRemember that the most constant role model your teen driver has is you, so it is crucial that you follow the rules you espouse. Don\u2019t speed. Come to a full stop at stop signs. Don\u2019t drive after having \u201cjust a few\u201d drinks. Keep your hands on the wheel. Don\u2019t check your phone. Don\u2019t tailgate. Be the safe driver you want your teen to be. It may save both of your lives.Contact Us Today to Get the Right Insurance Coverage, at the Right Price with Superior Customer Service. That\u2019s the heart of Blue Lion Strong\u2122!"},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"2021","item":"https:\/\/blinsuranceadvisors.com\/2021\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"05","item":"https:\/\/blinsuranceadvisors.com\/2021\/\/05\/#breadcrumbitem"},{"@type":"ListItem","position":3,"name":"08","item":"https:\/\/blinsuranceadvisors.com\/2021\/\/05\/\/08\/#breadcrumbitem"},{"@type":"ListItem","position":4,"name":"Teen Driving: How to Keep Your New Driver Safe","item":"https:\/\/blinsuranceadvisors.com\/2021\/05\/08\/teen-driving-how-to-keep-your-new-driver-safe\/#breadcrumbitem"}]}]