Cyber crime has, unfortunately, become even more rampant recently because of the pandemic, for reasons that will be explored here. No matter what the size or nature of your business, it is essential that you have cyber insurance. The sensible way to make this important purchase is under the guidance of a professional, well-vetted insurance…
Continue reading…Author: Elio Vecchiarelli
Keeping Your Company Diverse and Inclusive with EPLI
When most people think of business insurance, the first thing that comes to mind is premises liability to cover accidents on their property. There are, of course, a great many other types of commercial insurance to be considered, many of which are vital to your company’s survival. In today’s world, one of the most important…
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Commercial General Liability Insurance: Your Defense Against Liabilities
The only way to effectively protect the assets of your business is to carry commercial general liability (CGL) insurance coverage. CGL policy protects your business from damages caused by bodily injury or property damage which your business could be responsible for. What Does CGL Insurance Cover? A typical CGL policy could provide coverage for claims…
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General Liability Insurance for Businesses
What is General Liability Insurance? General liability insurance is a policy that protects your business from normal accidents. Therefore, it should be a coverage held by all businesses and contractors. The consequences of not getting general liability insurance for your business could cost you a lot of money. A single claim, say an injury on…
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Don’t Assume Your Home Insurance Policy Covers Everything
Get a Free Homeowners Insurance Check-up Yes, we know it’s a thick document. Yes, we understand that you’re unlikely to read it front to back and analyze every tidbit of fine print. But given that not all homeowners insurance policies are created equal, it’s important to double check key elements to avoid surprises or adjust…
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#MeToo Movement – Small Businesses Most Vulnerable to Sexual Harassment Claims
One Reason to Consider Employment Practices Liability Insurance The #MeToo movement has spread across the globe since gaining traction in Hollywood, and small business owners should see it as a wake-up call for preventing sexual harassment in the workplace. This is where Employment Practices Liability Insurance or EPLI comes in. In wake of the #MeToo…
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Four Ways to Lower the Cost of Your Home Insurance
For most, a home the largest financial investment you’ll ever make. But maintaining that home is also a big financial responsibility. One way to save some cash is by lowering how much you pay for home insurance. Easier said than done, of course. The National Association of Insurance Commissioners reports that the average home insurance…
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Why Professional Liability Insurance
Why Do I Need Professional Liability Insurance? If you own a business and especially, if you provide a professional service, then it is wise to obtain Professional Liability Insurance. This coverage helps provide protection from business claims and errors and omissions that do not meet the criteria for commercial general liability coverage; secure yourself and…
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Cyber Liability Insurance NJ for Small Businesses
Cyber Security Insurance NJ for Small Businesses Here’s why you need cyber security insurance NJ. Because high-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. During recent surveys conducted by Symantec’s Kaspersky Lab and the National Cyber security Alliance suggest that many small business…
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Turkey Fryer Safety Tips
Best Home Insurance Prevention Tips for all your Home Matters The U.S. Fire Administration states that Thanksgiving is the peak day for home cooking fires. While preparing your Thanksgiving turkey can be a timeless tradition, it’s important to keep cooking safety measures in mind to protect yourself, your guests and your home. Get Blue Lion…
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