[et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_fullwidth_header title=”Will Your Current Franchisee Insurance Cover You in the Event of a Loss?” text_orientation=”center” button_one_text=”Learn More About Us” button_one_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjE4OTEifX0=@” content_max_width_tablet=”” content_max_width_phone=”” content_max_width_last_edited=”on|tablet” _builder_version=”4.27.4″ _dynamic_attributes=”button_one_url” _module_preset=”default” content_line_height=”1.9em” background_color=”gcid-96cbf9aa-211f-4ff4-b2a4-55a60d726796″ background_image=”https://blinsuranceadvisors.com/wp-content/uploads/2020/12/marketing-header.jpg” custom_button_one=”on” button_one_text_color=”#FFFFFF” button_one_font=”|||on|||||” button_one_icon=”=||divi||400″ button_one_on_hover=”off” button_one_custom_padding=”|65px||65px|false|true” custom_padding=”184px||184px||true|false” custom_padding_tablet=”100px||100px||true|false” custom_padding_phone=”100px||100px||true|false” custom_padding_last_edited=”on|tablet” hover_enabled=”0″ title_font_size_tablet=”32px” title_font_size_phone=”32px” title_font_size_last_edited=”on|tablet” title_line_height_tablet=”1.2em” title_line_height_phone=”1.2em” title_line_height_last_edited=”on|tablet” button_one_icon_last_edited=”off|desktop” global_colors_info=”{%22gcid-96cbf9aa-211f-4ff4-b2a4-55a60d726796%22:%91%22background_color%22%93}” custom_css_header_container_last_edited=”on|phone” custom_css_header_container_phone=”width: 100%;” sticky_enabled=”0″]

Don’t wait until a lawsuit, loss or injury threatens everything you’ve built. Call us at (732) 649-1600 or request your free consultation online – because when it comes to business insurance, you deserve coverage that’s Blue Lion StrongTM.

[/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” width_tablet=”” width_phone=”90%” width_last_edited=”on|phone” max_width_tablet=”” max_width_phone=”90%” max_width_last_edited=”on|phone” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_3_font=”|700|||||||” header_3_text_align=”center” header_3_text_color=”gcid-primary-color” header_3_font_size=”20px” header_3_letter_spacing=”2px” header_3_line_height=”1.2em” width=”70%” width_tablet=”70%” width_phone=”100%” width_last_edited=”on|desktop” custom_margin=”|auto||auto|false|true” global_colors_info=”{%22gcid-primary-color%22:%91%22header_3_text_color%22%93}”]

On average, 70% of our insuramce reviews result in up to 30% savings on premiums, while improving coverage! We know that we can help you too!

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Contact Blue Lion Insurance Advisors, LLC. today to:

  • Right Insurance Coverage,
  • at the Right Price
  • With Superior Client Service!TM

[/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”20px” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|phone” global_colors_info=”{}”]

Call us at (732) 649-1600 or Request a Quote Online

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” background_enable_color=”off” background_image=”https://blinsuranceadvisors.com/wp-content/uploads/2020/04/blog-wide.png” global_colors_info=”{}”][et_pb_fullwidth_header title=”Why Do I Need An Insurance Review” _builder_version=”4.27.4″ _module_preset=”default” title_level=”h2″ title_text_align=”center” title_letter_spacing=”1px” title_line_height=”1.5em” content_text_align=”center” content_line_height=”1.8em” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.4) 0%|rgba(0,0,0,0.4) 100%” background_enable_image=”off” custom_padding=”75px||75px||true|false” hover_enabled=”0″ title_font_size_tablet=”32px” title_font_size_phone=”32px” title_font_size_last_edited=”on|tablet” custom_css_free_form=”a {|| font-weight: 700 !important;||}” global_colors_info=”{%22gcid-8ec328df-664d-473a-899b-c2d65502910e%22:%91%22background_color%22%93}” sticky_enabled=”0″]

Insurance needs can change over time, and without regularly assessing your needs or evaluating your current coverage for gaps in protection, you may find yourself uninsured at a time of loss.

 

 

Blue Lion Insurance Advisors, LLC. will help you evaluate your insurance program.

 

Just call (732) 649-1600 TODAY!

[/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”https://blinsuranceadvisors.com/request-a-free-insurance-quote/” button_text=”GET A FREE QUOTE TODAY!” button_alignment=”center” _builder_version=”4.27.4″ _module_preset=”default” custom_button=”on” button_text_color=”gcid-96cbf9aa-211f-4ff4-b2a4-55a60d726796″ button_icon=”=||divi||400″ button_on_hover=”off” global_colors_info=”{%22gcid-96cbf9aa-211f-4ff4-b2a4-55a60d726796%22:%91%22button_text_color%22%93}”][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”gcid-96cbf9aa-211f-4ff4-b2a4-55a60d726796″ global_colors_info=”{%22gcid-96cbf9aa-211f-4ff4-b2a4-55a60d726796%22:%91%22background_color%22%93}”][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.27.4″ _module_preset=”default” width=”90%” max_width=”1220px” module_alignment=”center” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#FFFFFF” text_line_height=”1.3em” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|phone” global_colors_info=”{}”]

When you sit down with an insurance agent, you want to come prepared – and friendly. Here’s a conversational checklist of great questions to keep handy:

[/et_pb_text][et_pb_accordion open_toggle_text_color=”#FFFFFF” open_toggle_background_color=”RGBA(255,255,255,0)” closed_toggle_text_color=”#FFFFFF” closed_toggle_background_color=”RGBA(255,255,255,0)” icon_color=”#FFFFFF” use_icon_font_size=”on” icon_font_size=”22px” _builder_version=”4.27.4″ _module_preset=”default” toggle_text_color=”#FFFFFF” toggle_font_size=”16px” toggle_letter_spacing=”1px” toggle_line_height=”1.2em” body_text_color=”#FFFFFF” body_font_size=”15px” body_line_height=”1.4em” custom_margin=”||||true|false” custom_padding=”10px||10px||true|false” border_radii=”on|5px|5px|5px|5px” global_colors_info=”{}”][et_pb_accordion_item title=”%22What coverages are mandatory under my Franchise Disclosure Document (FDD)?%22″ open=”on” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”15px||15px||true|false” custom_padding=”||||true|false” global_colors_info=”{}”]

Some franchisors require specific limits and lines – General liability, Workers’ compensation, E&O (professional liability), D&O, etc.

[/et_pb_accordion_item][et_pb_accordion_item title=”“Which policies protect me against claims from customers, vendors or employees?”” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”15px||15px||true|false” custom_padding=”||||true|false” global_colors_info=”{}” open=”off”]

Ask about General Liability Insurance, Workers’ Compensation and Employment Practices Liability (EPLI).

[/et_pb_accordion_item][et_pb_accordion_item title=”“How does Commercial Property Insurance apply to my leased space—or if I own, my building?”” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”15px||15px||true|false” custom_padding=”||||true|false” global_colors_info=”{}” open=”off”]

Clarify cover for fire, vandalism, equipment breakdown, business interruption and ordinance or law upgrades.

[/et_pb_accordion_item][et_pb_accordion_item title=”“Can you bundle my Business Insurance lines for a discounted premium?”” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”15px||15px||true|false” custom_padding=”||||true|false” global_colors_info=”{}” open=”off”]

Bundling Liability insurance, Property, Inland Marine (for equipment in transit) and Commercial Auto can unlock package discounts.

[/et_pb_accordion_item][et_pb_accordion_item title=”“What additional coverage do franchisees typically need?”” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”15px||15px||true|false” custom_padding=”||||true|false” global_colors_info=”{}” open=”off”]

Cyber insurance for data breaches, Key Person Insurance to protect against losing a vital team member, and D&O insurance if there’s a local management board.

[/et_pb_accordion_item][et_pb_accordion_item title=”“What are typical Commercial Auto Insurance rates in my area?”” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”15px||15px||true|false” custom_padding=”||||true|false” global_colors_info=”{}” open=”off”]

Get sample quotes for delivery vans or company cars—especially “Commercial auto insurance rates in Middletown PA” if you’re nearby.

[/et_pb_accordion_item][et_pb_accordion_item title=”“How are my premiums calculated—and what risk factors drive them up or down?”” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”15px||15px||true|false” custom_padding=”||||true|false” global_colors_info=”{}” open=”off”]

Location, payroll, square footage, loss history, years in business, number of customers on-site, and any hazardous operations.

[/et_pb_accordion_item][et_pb_accordion_item title=”“What’s my deductible vs. coverage limit on each policy?”” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”15px||15px||true|false” custom_padding=”||||true|false” global_colors_info=”{}” open=”off”]

Understand both “per occurrence” and aggregate (annual) limits. Ask about buying a Commercial Umbrella policy to top up low limits.

[/et_pb_accordion_item][et_pb_accordion_item title=”“How do claims get handled, and what’s your average turnaround?”” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”15px||15px||true|false” custom_padding=”||||true|false” global_colors_info=”{}” open=”off”]

Get specifics on your agent’s claims advocacy, preferred vendor networks and phone-in vs. online claim reporting.

[/et_pb_accordion_item][et_pb_accordion_item title=”“Can you tailor a package of Small Business Insurance for my franchise?”” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”15px||15px||true|false” custom_padding=”||||true|false” global_colors_info=”{}” open=”off”]

Make sure you’re not over-insuring low-risk exposures—or under-insuring critical risks unique to your trade.

[/et_pb_accordion_item][et_pb_accordion_item title=”“What ongoing reporting or audits will I need to comply with?”” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”15px||15px||true|false” custom_padding=”||||true|false” global_colors_info=”{}” open=”off”]

Some carriers require periodic loss runs, third-party audits or safety-program
certifications to keep rates stable.

[/et_pb_accordion_item][et_pb_accordion_item title=”“Do you offer a ‘pay-as-you-go’ or payroll-based Workers’ Compensation program?”” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”15px||15px||true|false” custom_padding=”||||true|false” global_colors_info=”{}” open=”off”]

This can smooth cash flow if you have seasonal or fluctuating staffing.

[/et_pb_accordion_item][et_pb_accordion_item title=”“Are there any franchise-specific discounts or group programs?”” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”15px||15px||true|false” custom_padding=”||||true|false” global_colors_info=”{}” open=”off”]

If your franchisor has a master policy or preferred-vendor arrangement you might qualify for lower rates.

[/et_pb_accordion_item][et_pb_accordion_item title=”“What’s covered under my Cyber Insurance?”” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”15px||15px||true|false” custom_padding=”||||true|false” global_colors_info=”{}” open=”off”]

Confirm limits for data breach notification, ransomware response, network liability and regulatory fines.

[/et_pb_accordion_item][et_pb_accordion_item title=”“How often should we review my policies and premiums?”” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”15px||15px||true|false” custom_padding=”||||true|false” global_colors_info=”{}” open=”off”]

Insurance needs evolve—annual reviews (or post-contract signings, new hires, major equipment purchases) are key.

[/et_pb_accordion_item][/et_pb_accordion][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#FFFFFF” global_colors_info=”{}”]

What’s your current insurance situation? Any coverages you’re unsure about or gaps you suspect? Let us know and we can help you take the next steps!

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Trust Blue Lion Insurance Advisors, LLC. with all Your Franchise and Business Insurance Needs

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_contact_form use_spam_service=”on” recaptcha_list=”undefined|0|none” email=”Frank.Meli@blinsuranceadvisors.com” title=”Right Franchise Insurance Coverage, at the Right Price with Superior Client Service!” success_message=”We will be in contact shortly!” submit_button_text=”Send Your Information” _builder_version=”4.27.4″ _module_preset=”default” _unique_id=”ec97213e-0673-4b7f-b814-eec14365d128″ title_text_align=”center” title_font_size=”32px” title_letter_spacing=”1px” title_line_height=”1.2em” custom_button=”on” button_text_color=”#FFFFFF” button_bg_color=”gcid-96cbf9aa-211f-4ff4-b2a4-55a60d726796″ button_font=”|||on|||||” button_icon=”=||divi||400″ button_on_hover=”off” button_custom_padding=”|55px||55px|true|true” hover_enabled=”0″ global_colors_info=”{%22gcid-96cbf9aa-211f-4ff4-b2a4-55a60d726796%22:%91%22button_bg_color%22%93}” title_level=”h2″ sticky_enabled=”0″][et_pb_contact_field field_id=”First_Name” field_title=”First Name” _builder_version=”4.27.4″ global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_contact_field][et_pb_contact_field field_id=”Last_Name” field_title=”Last Name” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_contact_field][et_pb_contact_field field_id=”Email” field_title=”Email Address” field_type=”email” fullwidth_field=”on” _builder_version=”4.27.4″ global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_contact_field][et_pb_contact_field field_id=”WhatInsuranceDropdown” field_title=”What kind of insurance do you need?” field_type=”select” select_options=”%91{%22value%22:%22Franchisee Insurance%22,%22checked%22:0,%22dragID%22:-1},{%22value%22:%22Business Insurance%22,%22checked%22:0,%22dragID%22:0}%93″ fullwidth_field=”on” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_contact_field][/et_pb_contact_form][/et_pb_column][/et_pb_row][/et_pb_section]