Franchise Insurance in New Jersey

The #1 Franchise Insurance Specialists for Franchisors & Franchisees

At Blue Lion Insurance Advisors, we specialize in franchise insurance programs designed to protect franchisors, franchisees,
and multi-unit operators from lawsuits, operational risks, and financial loss.  We know because we own franchises.

Franchise businesses face unique legal and contractual exposures that standard business insurance does not address. Our team delivers custom franchise insurance solutions that protect your brand, revenue, and long-term growth.

Contact us online or Call 732-649-1600 for a Franchise Insurance Consultation

What Is Franchise Insurance?

Franchise insurance is a tailored form of commercial insurance built specifically for franchise systems. It protects against losses caused by lawsuits, property damage, employee injuries, cyberattacks, and disputes involving franchisees, vendors, or customers.

Because franchisors and franchisees are legally connected, insurance coverage must be structured carefully to avoid gaps that could expose the entire brand.

Essential Franchise Insurance Coverages

General Liability Insurance for Franchises

Protects against claims involving bodily injury, property damage, advertising injury,
and legal defense costs. This is a foundational coverage for all franchise businesses.

Professional Liability / Errors & Omissions (E&O)

Covers claims of negligence, mistakes, or failure to perform services. This is especially
important when franchisees or vendors act on behalf of the brand.

Directors & Officers (D&O) Insurance

Protects executives, board members, and officers from personal liability arising from
management decisions, shareholder disputes, or regulatory actions.

Commercial Property Insurance

Covers buildings, equipment, inventory, furniture, computers, and signage from fire,
theft, vandalism, or weather-related losses. Flood and earthquake coverage can be added.

Cyber Liability Insurance

Protects franchise systems from ransomware, data breaches, phishing attacks, and loss
of sensitive customer or franchisee data.

Credit & Receivables Insurance

Helps protect revenue streams if customers or franchisees default on payments or
declare bankruptcy.

Why Franchise Owners Choose Blue Lion Insurance Advisors

• ✔ Franchise-focused insurance expertise
• ✔ Preferred insurance programs for franchisees
• ✔ Coverage aligned with franchise agreements & compliance requirements
• ✔ Competitive pricing through multiple top-rated carriers
• ✔ Nationwide coverage for growing franchise systems
• ✔ Franchise insurance NJ and accross the US

As an independent insurance brokerage, we work for you — not the insurance
companies — ensuring the best coverage at the best value.

Customized Franchise Insurance Programs

We design franchise insurance programs based on:

• Franchise insurance NJ Business location(s)
• Number of franchise units and employees
• Industry-specific risks
• Customer demographics
• Equipment, vehicles, and technology exposure
• Cybersecurity and data storage practices

Whether you operate a single franchise location or manage a national brand,
we build scalable insurance solutions that grow with you.

Industries We Insure

• Med Spas, Aesthetics, Wax Center Franchises
• Fitness, Health, Spa & Beauty Franchises
• Beauty, Health and Wellness
• Sports Franchises
• Home Services & Construction Franchises
• Professional & Commercial Franchises

Work With New Jersey’s Franchise Insurance Experts

Commercial clients have trusted Blue Lion Insurance Advisors to protect their businesses!

📞 Call 732-649-1600
📩 Request a Franchise Insurance Consultation

Serving franchise systems throughout New Jersey, New York, and nationwide.