Running a business means managing risk—property damage, lawsuits, employee injuries, auto accidents, and cyber threats can all hit your balance sheet fast. Blue Lion Insurance Advisors helps New Jersey businesses build smart, cost-effective coverage so a single claim doesn’t derail growth. Call (732) 649-1600 or request a quote online for a free business insurance consultation….
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Does My Business Require Both General and Professional Liability Insurance?
In many cases, it does. If your company is offering a service that requires special training and certification, you don’t have to be a doctor, lawyer, or accountant to need Professional Liability Insurance. Let’s take a look at the difference between the two types of coverage and why you may need both to protect your…
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Why Taking Inventory of Your Small Business Is Essential
There is no point in having insurance if you can’t make a proper claim when it becomes necessary. Too many business owners, careful in so many other areas, fail to take a full inventory of their company’s assets or to update it regularly and are therefore unable to put in a comprehensive Business Property Insurance…
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How Risks to Your Business Can Be Lessened or Avoided
Although we have no choice but to accept the presence of risks in our lives, most of us do our best to minimize them — for ourselves, our loved ones, our homes, and our businesses. Blue Lion Insurance Advisors are experts in commercial risk management as well as dependable brokers of Business Insurance. For 100…
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What Kind of Business Insurance Will Protect My Company From Employee Lawsuits?
As a business owner, you may be worried about the possibility of being sued by an employee for sexual harassment, racial or ethnic discrimination, wage inequities, or wrongful termination. If so, you are not alone. In today’s environment of increased legislation to protect employee civil rights and increased litigation to defend them, many employers are…
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What Can I Do To Protect Vacant Property My Business Owns?
Many businesses own vacant property they once used or have yet to use. This can be a problem since such property may be a good investment for the future but is likely to be considerably harder to protect from damage than occupied property. If vacant New Jersey business property is one of your Business Insurance…
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What Determines Which Types of Business Insurance My Company Should Have?
All business owners know that they need Business Insurance to protect their companies from potential threats. But how are you to know which policies fit your particular business needs? This is where Blue Lion Insurance Advisors comes in. For over a century, smart business owners throughout New Jersey have been turning to our insurance advisors…
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Does My Business Need Cyber Liability Insurance?
The facts about business cyber attacks are alarming. According to a study by Duke University, more than 80 percent of U.S. companies report having been hacked at least once. Although cyber attacks on large corporations are more commonly reported by the media than attacks on small businesses, small firms experience a considerably higher percentage of…
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What Are Exclusions in Business Insurance Policies?
At Blue Lion Insurance Advisors, we assist businesses throughout New Jersey in obtaining insurance that can provide financial recovery in case of various types of disasters. Our clients are often confused about exclusions in Business Insurance policies — how they work and why they exist. For example, exclusions, like other components of Business Insurance, can…
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Maintain a Safe Work Environment to Protect Your Employees, Visitors, and Your Bottom Line
All businesses need insurance to protect them in case of possible injuries to employees or visitors. At Blue Lion Insurance Advisors, we have a long history of providing clients throughout New Jersey with the policies they need, such as Workers’ Compensation Insurance and General Liability Insurance, to cover unexpected losses due to various types of…
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