General Liability vs Professional Liability Insurance in New Jersey (Do You Need Both?) General Liability vs Professional Liability Insurance NJ is one of the most common questions we hear from business owners across Monmouth County—including Tinton Falls, Holmdel, Colts Neck, Marlboro, Manalapan, Freehold, Wall, Red Bank, Rumson, and beyond. The short answer? Many businesses need…
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Does My Business Need Cyber Liability Insurance?
Cyber Liability Insurance for NJ Businesses (Data Breach + Ransomware Protection) Cyber liability insurance NJ isn’t optional anymore — it’s one of the smartest ways to protect your revenue, reputation, and operations when a cyber event hits. If your business accepts payments, stores customer data, uses cloud software, or relies on email and online systems,…
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What Does Business Interruption Insurance Cover?
At Blue Lion Insurance Advisors, we provide our New Jersey commercial clients with insurance coverage to protect their companies and their employees. One essential type of coverage we offer is Business Interruption Insurance. Because our insurance advisors are unaffiliated with any particular insurance company, they are fully committed to working in your best interests. Contact…
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What Types of Business Insurance Do I Need?
Many people are not aware of the diverse and numerous types of insurance their businesses may need. In New Jersey, Blue Lion Insurance Advisors is well-prepared to guide you through the process of insuring your business, whether it is a small shop or a corporation, a retailer or service provider, a professional office or a…
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How Risks to Your Business Can Be Lessened or Avoided
Although we have no choice but to accept the presence of risks in our lives, most of us do our best to minimize them — for ourselves, our loved ones, our homes, and our businesses. Blue Lion Insurance Advisors are experts in commercial risk management as well as dependable brokers of Business Insurance. For 100…
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What Kind of Business Insurance Will Protect My Company From Employee Lawsuits?
As a business owner, you may be worried about the possibility of being sued by an employee for sexual harassment, racial or ethnic discrimination, wage inequities, or wrongful termination. If so, you are not alone. In today’s environment of increased legislation to protect employee civil rights and increased litigation to defend them, many employers are…
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What Can I Do To Protect Vacant Property My Business Owns?
Many businesses own vacant property they once used or have yet to use. This can be a problem since such property may be a good investment for the future but is likely to be considerably harder to protect from damage than occupied property. If vacant New Jersey business property is one of your Business Insurance…
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What Determines Which Types of Business Insurance My Company Should Have?
All business owners know that they need Business Insurance to protect their companies from potential threats. But how are you to know which policies fit your particular business needs? This is where Blue Lion Insurance Advisors comes in. For over a century, smart business owners throughout New Jersey have been turning to our insurance advisors…
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What Are Exclusions in Business Insurance Policies?
At Blue Lion Insurance Advisors, we assist businesses throughout New Jersey in obtaining insurance that can provide financial recovery in case of various types of disasters. Our clients are often confused about exclusions in Business Insurance policies — how they work and why they exist. For example, exclusions, like other components of Business Insurance, can…
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Maintain a Safe Work Environment to Protect Your Employees, Visitors, and Your Bottom Line
All businesses need insurance to protect them in case of possible injuries to employees or visitors. At Blue Lion Insurance Advisors, we have a long history of providing clients throughout New Jersey with the policies they need, such as Workers’ Compensation Insurance and General Liability Insurance, to cover unexpected losses due to various types of…
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