As a business owner, you may be worried about the possibility of being sued by an employee for sexual harassment, racial or ethnic discrimination, wage inequities, or wrongful termination. If so, you are not alone. In today’s environment of increased legislation to protect employee civil rights and increased litigation to defend them, many employers are…
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Differences between Employment Practices Liability Insurance and Workers’ Comp
For many New Jersey business owners, the differences between Workers’ Compensation and Insurance and Employment Practices Liability Insurance (EPLI) remain unclear and they wonder why their companies require both types of coverage. If you are confused about this matter, or simply on the market for the most cost-effective policies of each kind, now is the…
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Keeping Your Company Diverse and Inclusive with EPLI
When most people think of business insurance, the first thing that comes to mind is premises liability to cover accidents on their property. There are, of course, a great many other types of commercial insurance to be considered, many of which are vital to your company’s survival. In today’s world, one of the most important…
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#MeToo Movement – Small Businesses Most Vulnerable to Sexual Harassment Claims
One Reason to Consider Employment Practices Liability Insurance The #MeToo movement has spread across the globe since gaining traction in Hollywood, and small business owners should see it as a wake-up call for preventing sexual harassment in the workplace. This is where Employment Practices Liability Insurance or EPLI comes in. In wake of the #MeToo…
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Why Professional Liability Insurance
Why Do I Need Professional Liability Insurance? If you own a business and especially, if you provide a professional service, then it is wise to obtain Professional Liability Insurance. This coverage helps provide protection from business claims and errors and omissions that do not meet the criteria for commercial general liability coverage; secure yourself and…
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