Why Do I Need Professional Liability Insurance? If you own a business and especially, if you provide a professional service, then it is wise to obtain Professional Liability Insurance. This coverage helps provide protection from business claims and errors and omissions that do not meet the criteria for commercial general liability coverage; secure yourself and…
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Cyber Liability Insurance NJ for Small Businesses
Cyber Security Insurance NJ for Small Businesses Here’s why you need cyber security insurance NJ. Because high-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. During recent surveys conducted by Symantec’s Kaspersky Lab and the National Cyber security Alliance suggest that many small business…
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Business Continuation Insurance – How Can Your Business Benefit?
Few things are more important than continuous revenue and cash flow, particularly for small to medium-sized businesses than business continuation insurance. In fact, even one small business interruption can be incredibly costly for an organization, often leading to serious damage to a business reputation, or possibly long-term or permanent closures. That’s where business interruption…
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Directors and Officers Insurance for Corporations and Non-Profits
Avoiding corporate scandals has forced privately held companies and non-profit corporations to reassess their insurance policies to limit their liabilities arising from management decisions of their board of directors. This is where a good directors and officers insurance policy becomes invaluable. Statistics show that employees and shareholders are the likeliest groups to lodge D&O…
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Cyber Security Insurance – A Growing Business Interruption Threat
When you think about what usually causes a business interruption, natural disasters such as fires, earthquakes and floods probably come to mind first. These events can physically damage your property and equipment, making your workspace unusable for a time. The damages from Hurricane Katrina and Super-storm Sandy are perfect examples of how natural disasters can…
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A Simple Guide to Employee Safety
Accidents and injuries in the workplace are a real threat to company health and profitability. Protect against this avoidable loss by implementing a comprehensive safety plan at your place of business. Start with the Basics Never assume your staff understands the importance of worksite safety. Ignore “rolling eyes” and take the time to train staff…
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Employment Practices Liability Insurance: Crucial for All Businesses
Provided by Blue Lion Insurance Advisors According to a recent study, more than half of all claims filed for employment-related liabilities are against employers with fewer than 50 employees. Alarmingly, the study also reveals that not even 2 percent of small businesses have employment practices liability (EPL) coverage. High Price Tag Employment-related claims can be…
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Cyber Security Basics for Your Business
For all the benefits that come along with the information age, there comes a wide range of cyber security risks. The WannaCry ransomware attack recently affected more than a quarter million computers worldwide, and the Federal Communications Commission reports that digital fraud has now overtaken physical theft as the most commonly reported crime affecting small…
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